Club Accounts

Saving for vacation, the holidays, or for the future shouldn't be stressful. Save year-round to cover these expenses in advance.

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Key Features

  • Competitive Dividends
  • Free Digital Banking
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  • Set aside little by little, year-round for holiday-related expenses
  • Competitive dividends on entire balance, paid November 1
    • 4.50%APY
  • Maximum yearly contribution is $7,500
  • $5 minimum deposit to open and $5 minimum balance requirement 
  • No monthly service fee
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid holiday-induced debt and stress
  • Funds automatically deposited to a Clarity Credit Union Regular Share account on November 1 of each calendar year1
  • Early withdrawal will result in a penalty4
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • Set aside little by little, year-round for vacation-related expenses
  • Competitive dividends on entire balance, paid June 1 
    • 4.00%APY
  • Maximum yearly contribution is $7,500
  • $5 minimum deposit to open and $5 minimum balance requirement 
  • No monthly service fee
  • Make deposits at any time, in any amount you feel comfortable with
  • Funds automatically deposited to a Clarity Credit Union Regular Share account on June 1 of each calendar year2
  • Early withdrawal will result in a penalty4
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • Youth Club Account for members ages 17 and under
  • Competitive dividends on entire balance, paid on April 1
    • 4.00%APY
  • Maximum yearly contribution is $7,500
  • $5 minimum deposit to open and $5 minimum balance requirement 
  • No monthly service fee
  • Make deposits at any time, in any amount you feel comfortable with
  • Funds paid into a Clarity Youth Share Account on April 1 each calendar year3
  • Early withdrawal will result in a penalty4
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
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1Dividends will be posted on the first business day of November each year. If any withdrawal is made from this account before November 1, then this account will be closed and the penalty will equal all dividends on the amount withdrawn.

2Dividends will be posted on the first business day of June each year. If any withdrawal is made from this account before June 1, then this account will be closed and the penalty will equal all dividends on the amount withdrawn.

3Dividends will be posted on the first business day of April each year. When the member turns 18, the Youth Club Account will be closed at the nearest maturity date following their birthday.  If any withdrawal is made from this account before April 1, then this account will be closed and the penalty will equal unpaid dividends earned on the club account. If a club account is closed, another club account can not be opened until the next maturity cycle. 

4If any withdrawal is made from this account before the maturity date, then this account will be closed and the penalty will equal unpaid dividends earned on the club account. If a club account is closed, another club account of the same type can not be opened until the next maturity cycle. 

*APY = Annual Percentage Yield. All savings rates subject to change.