Mortgage & Real Estate

We can help finance your dream home

Buying a home is likely the biggest financial decision you’ll ever make, which is why working with someone you trust to navigate the process is incredibly important. You can count on our team to guide you in the right direction.

First Mortgage Loans

Funding your dream home begins with a mortgage from Clarity. Whether you are a first-time buyer, upgrading to a new home or refinancing an existing home loan, we offer several mortgage options to meet your specific needs. Get pre-approved with us before you go house shopping.

  • 30-year fixed mortgages
  • ARMs (Adjustable Rate Mortgages)
  • 15 & 20 Year Options
  • Professional experts and personal service
  • Low fees & rates
  • Quick and easy loan processing

We’ve made it simple, safe, and secure. Just complete and submit your loan application online or call us at (208) 467-6583. We'll determine the best loan program for you, with a highly competitive rate.  If you still have questions, schedule an appointment with one of our mortgage specialists.

Apply Now 

Home Equity Line of Credit (HELOC)

Equity is a Beautiful Thing

One of the smartest financial tools in the current economy is the roof over your head. As a homeowner, you can use the value built up in your home to pay for one-time or ongoing expenses.

 

Make the Equity in Your Home Work for You

Home equity is the difference between your home’s market value and the remaining balance on your mortgage.  If you own your home and have been making payments on your mortgage for years, then you may have built up a significant amount of equity. With a home equity line of credit you can borrow against the value of your home.  This could be a good strategy for you if you need to get extra money to pay large expense.

  • Automatic loan payment options
  • Borrow a lump sum up to 100% of your equity*
  • 5 Year draw period
  • Repayment terms up to 15 years
  • Low rates
  • Enjoy the benefit of tax deductible interest**
  • No upfront fees
*APR = Annual Percentage Rate. Loans are subject to credit approval. Interest rates shown are for conventional fixed rate mortgage loans. Rates may change daily, are subject to change without prior notice. Rates are determined by an evaluation of applicant’s credit and may vary. Other restrictions may apply.

**Tax Deductibility - You should consult a tax advisor regarding the deductibility of interest and charges for the line of credit.

We will accept your application online even if you are not currently a member. All borrowers on the application will be asked to qualify for membership. Prior to your loan closing, you will be asked to open a qualifying account.