Loan Protection

You'll quickly see the added value when you take advantage of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance or protection from Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC). They are the perfect complement to our great loan products. Comprehensive and competitively priced with those offered by car dealers. Be sure to check with your Idadiv Credit Union loan representative before you purchase these great protection products elsewhere.

Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or MEMBER'S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP.  If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. MEMBER'S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER'S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

CDCL, GAP, MRC-922965.1-0514-0616