Privacy Policy | Clarity Credit Union | Middleton, ID - Emmett, ID - Caldwell, ID

FACTS	WHAT DOES CLARITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and date of birth Account balnaces and payment/transaction history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and date of birth
Account balnaces and payment/transaction history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Clarity Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Clarity Credit Union share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	Yes
For joint marketing with other financial companies	Yes	Yes
For our affiliates' everyday business purposes – information about your transactions and experiences	Yes	Yes
For our affiliates' everyday business purposes – information about your creditworthiness	No	No
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	No

To Limit Our Sharing	Call (208) 467-6583 or (800) 882-6583 Please Note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

To Limit Our Sharing

Call (208) 467-6583 or (800) 882-6583

Please Note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?	Call (208) 467-6583 or (800) 882-6583

Who We Are
Who is providing this notice?	Clarity Credit Union

What We Do
How does Clarity Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Clarity Credit Union collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Use your credit or debit card Make deposits or withdrawals from your account Give us your income information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choice will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies such as Clarity Credit Union and its Credit Union Service Organization.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Clarity Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our join marketing partners may include a financial planner, an investment advisor, and companies that sell various types of insurance.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include financial companies such as Clarity Credit Union and its Credit Union Service Organization.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Clarity Credit Union does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our join marketing partners may include a financial planner, an investment advisor, and companies that sell various types of insurance.